Mortgages - Borrowing Calculator

This calculator will give you a quick estimate of how much money you can borrow. Simply complete the sections below and click 'calculate' to see your results. We need all information marked with an *.


Please provide details of your income. *
Applicant 1 Applicant 2
If you are employed or retired, please tell us your:
Annual gross income £  £   ?
Working family / child tax credits / car allowance £  £ 
Regular bonus / overtime / commission / maintenance £  £ 
Or if you are self-employed, please tell us your net profit for:
Latest year £  £ 
Year 2 £  £ 
Year 3 £  £ 

Monthly Outgoings / Expenses

Please enter your total monthly outgoings in the box below.

Please click the Help box for examples of the types of monthly outgoings you should include or exclude  ?
Monthly Outgoings Applicant 1 Applicant 2
Personal Monthly Commitments & Outgoings £  £ 

Additional information

How many adults aged 17 and over (including all applicants) will live in the property? *
How many children under the age of 17 will live in the property? *
What term would you like the mortgage over? * Years Months
If you know the details of the loan you are looking for, answers to these questions can help to give you a more accurate borrowing figure. If however you don't know, please leave them blank.
Do you know the purchase price / valuation? * £ 
Repayment How much are you looking to borrow? * £ 
Interest Only £ 
Total £ 



Applicants must be aged 18 years or over. Mortgages are subject to eligibility, status and financial standing.