This service provides you with a quick and provisional online lending decision called an 'Approval In Principle'. After this you will be able to complete a full application online.
Leeds Building Society only offers its own mortgages and we do not charge a fee for this service.
Other fees and charges may be applicable depending on the mortgage product chosen,
please see the Illustration and Illustration Offer documents for further details of these fees and when they may be refundable.
If you apply for a mortgage online you will not receive advice from us.
You will need to make your own choice about which mortgage is appropriate for you and Leeds Building Society will not assess the suitability of that mortgage.
Therefore, you will not benefit from the protections of an advised service where Leeds Building Society provides advice and assesses the suitability of your mortgage choices.
This is called an execution only transaction.
We can only process an online mortgage application if you are able to provide us with the following information;
the rate of interest you want
the interest rate type you want (e.g. a fixed rate)
the price or value of the property (estimated where necessary)
the length of the term you want
the sum you wish to borrow
the repayment method you want (e.g. Capital & Interest)
You will be able to provide us with this information as you progress through the application screens.
We will also ask you to sign an 'execution only acknowledgement statement' as part of your application.
If you wish to receive advice from us and would like us to assess the suitability of our mortgages to your needs and circumstances
please call into one of our branches or telephone us on 03450 50 50 62 (Calls cost 2p per minute plus your phone company's access charge)
Please note: We do not provide an advised service for buy-to-let mortgages which are for business purposes.
We will only offer interest only mortgages in limited circumstances.
You will need to have a clearly understood and credible repayment strategy in place to pay off the capital and (if applicable) any accrued interest at the end of the mortgage term.
You will need to review this repayment strategy during the life of the mortgage to ensure that it is still reasonable to expect it to pay off the capital and (if applicable) any accrued interest at the end of the mortgage term.
If your application is for a Right to Buy mortgage, or a remortgage where a purpose of the extra funds is for debt consolidation
then we will need to advise you about your application. Please call us on 03450 50 50 62 (Calls cost 2p per minute plus your phone company's access charge) as we will not be able to accept your online application.
If at any point during your application you decide that you need advice about your mortgage choices,
email us on email@example.com or call us on 03450 50 50 62 (Calls cost 2p per minute plus your phone company's access charge).
Please be aware that we'll need to restart your application over the telephone and you will no longer be able to continue your application online.
If you just have a question (e.g. relating to the website) or require further information about your application (e.g. an update on progress),
email us on firstname.lastname@example.org or call us on 03450 50 50 61 (Calls cost 2p per minute plus your phone company's access charge).
Please note: should this discussion lead to a need for advice, you will no longer be able to continue with your online application and we will process your application over the telephone.
As part of your application we provide you with an Approval in Principal.
As part of this assessment we will check your details against our lending criteria and search your record at credit reference agencies. We reserve the right to repeat this search should we deem it necessary. The agencies
will record this search whether or not your application proceeds. Information which is provided to us and/or the credit reference agencies about you and those with whom you are linked financially, may be used by us and
other companies if credit decisions are made about you, or other members of your household.
We strongly recommend that you consider your choices by obtaining an Illustration before applying using the link www.leedsbuildingsociety.co.uk/public/kfi.
You have the right to request an Illustration for any Leeds Building Society mortgage product that you are eligible for.
You must also read the Initial Disclosure Document which provides more information about our mortgage services.
You cannot proceed with your application until you have read this.
Please confirm that you have read the initial disclosure document and that you accept and acknowledge the information set out above and that you have decided to proceed with a mortgage transaction without advice from
Leeds Building Society and therefore will not benefit from the protections where Leeds Building Society provides advice and assesses the suitability of our mortgage products that are available to you.
Please note: The information above relating to the Financial Conduct Authority protections do not apply to 'Buy to Let' mortgages which are for business purposes.
Make sure you have the following references handy:
Your salary and employment details if you are employed or self-employed
Existing mortgage details if you currently have a mortgage
Details of your current financial commitments and loans
After completing an 'Approval in Principle' you can set up a password and save your details. It's then easy to return and complete the rest of your application when it suits you.
If you're not sure which mortgage is right for you, visit our
section where all our mortgages are explained.
This service is available for house purchases and re-mortgages only, and for a maximum of two applicants. Additionally, it is not available for existing Leeds Building Society borrowers wanting to transfer their mortgage product, for home improvement loans or further advances. If you wish to discuss these options, please
and we'll be pleased to help.
This is a secure system which protects your personal information from being viewed by anyone else. Visit our
security and privacy
section to read about our commitment to your privacy.
Click on the padlock to find out how your
Your Approval in Principle may include us obtaining data from a credit reference agency, you will be asked to confirm your agreement to this on a later screen.
We may monitor and/or record your telephone conversations with the Society to ensure consistent service levels (including colleague training). If you are contacting us by email and not using our secure email facility, please remember not to send any personal, financial or banking information because your information isn't secure.
Leeds Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and our registration number is 164992. The Society's Head Office address is 105 Albion Street, Leeds, LS1 5AS. The Society's main business is the provision of savings products, mortgages and general insurance. You can check this on the Financial Services Register by visiting the FCA website at www.fca.org.uk/firms/systems-reporting/register or by calling 0800 111 6768.
Buy to Let mortgages which are for business purposes are exempt from FCA rules.
If you have an existing Leeds Building Society savings or mortgage account and you have a password please log-in here.
Before starting your application please ensure
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