Optional Key Facts Illustration Menu

Getting started with KFI

 


We are required by the Financial Conduct Authority (FCA) – the independent watchdog that regulates financial services – to provide you with this illustration.


All firms selling mortgages are required to give you illustrations like this one, that contain similar information presented in the same way


Ensure that you obtain other illustrations if you want to compare this mortgage with mortgages from other lenders.


Please note that all KFIs are provided for illustrative purposes only. All of our mortgages are subject to lending policy, your financial status and you meeting our underwriting criteria.


Loans over £750,000 will be referred for consideration by an underwriter before any decision to lend can be given.


IMPORTANT INFORMATION YOU MUST READ

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Leeds Building Society only offers its own mortgages and we do not charge a fee for this service. Other fees and charges may be applicable depending on the mortgage product chosen, please see the Key Facts Illustration and Key Facts Illustration Offer documents for further details of these fees and when they may be refundable. If you apply for a mortgage online you will not receive advice from us. You will need to make your own choice about which mortgage is appropriate for you and Leeds Building Society will not assess the suitability of that mortgage. Therefore, you will not benefit from the protections of an advised service where Leeds Building Society provides advice and assesses the suitability of your mortgage choices. This is called an execution only transaction.

If you wish to receive advice from us and would like us to assess the suitability of our mortgages to your needs and circumstances, please call into one of our branches or telephone us on 03450 50 50 62.

If at any point during your application you decide that you need advice about your mortgage choices, email us on mortgageadvice@leedsbuildingsociety.co.uk or call us on 03450 50 50 62. Please be aware that we'll need to restart your application over the telephone and you will no longer be able to continue your application online.

If you just have a question (e.g. relating to the website) or require further information about your application (e.g. an update on progress), email us on mortgageinformation@leedsbuildingsociety.co.uk or call us on 03450 50 50 61. Please note: should this discussion lead to a need for advice, you will no longer be able to continue with your online application and we will process your application over the telephone.

Please confirm that you accept and acknowledge the information set out above and have decided to proceed with an execution only mortgage transaction without advice from Leeds Building Society.
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You should also read the Initial Disclosure Document which provides more information about our mortgage services. We recommend that you print or save a copy.

Please note: the information above applies to applications for Financial Conduct Authority regulated mortgages only - it does not apply to 'Buy to Let' mortgage applications which are not regulated by the Financial Conduct Authority.

 

 

Applicants must be aged 18 years or over. Mortgages are subject to eligibility, status and financial standing.