Access Saver
Summary
A simple, everyday savings account that helps you save for the things you want.
Our Access Saver gives you the flexibility of saving anything from £100 to £1,000,000 (£2,000,000 for joint accounts). An account that can be managed in branch or by post.
Interest rate:
0.75% Gross‡ p.a./AER† (variable)
Best for:
Simple, everyday savings
- Interest paid: annually on 31 May (commencing 31 May 2015)
- Minimum operating balance: £100
- Maximum balance: £1,000,000 (£2,000,000 for joint accounts)
- Withdrawals: unlimited subject to the minimum balance of £100 being maintained
Why open an Access account?
- Simple savings account
- Instant access to your cash and competitive rates
- Manage by post or in branch
| Account name | Access Saver |
| Interest rates (AERs) | 0.75% Gross‡ p.a./AER† (variable) |
| Tax | The gross rate(s) of interest shown will be payable net of the appropriate rate of income tax (which may be reclaimed by non-taxpayers) or, subject to the required certification, gross. The tax treatment depends on the individual circumstances of each customer and may be subject to change in the future. |
| Bonus | There is no bonus available |
| Withdrawal | Unlimited withdrawals can be made without notice or loss of interest, subject to the minimum balance of £100 being maintained |
| Access | Account can be opened through any of our branches, via our website or by post, and can be operated through any of our branches or by post. |
Detailed information
Withdrawal arrangements
Unlimited withdrawals can be made without notice or loss of interest, subject to the minimum balance of £100 being maintained.
Minimum and maximum investment and operating balance:
The minimum investment and operating balance is £100 and the maximum investment and operating balance is £1,000,000 (£2,000,000 for joint accounts) plus accrued interest credited to the account. In the event that the balance falls below £100, the basic investment rate of interest which is currently 0.05% Gross‡ p.a./AER† (variable) shall apply.
When is interest paid?
Interest is paid annually on 31 May (commencing 31 May 2015).
How is interest paid?
Interest can be added to the account or transferred to another building society/bank account or to another account held with the Society.