Letting your property
Gaining our consent to let
If your circumstances change and you need to temporarily let out your home, we’re here to help. Simply call our Mortgage Services team on 0113 225 7615* and ask about a Consent to Let agreement.
Getting our consent to let your property will allow you to let your home for up to 12 months. If you want to let your home for a longer than a year, you may want to consider applying for a Buy to Let mortgage instead.
It's essential to get our permission before letting your home. We will need to assess your new circumstances as this is an important change in the terms of your mortgage.
Please make sure you follow the steps below to ensure you stay in line with your mortgage conditions.
How do I gain consent?
1. Contact us Monday to Friday between 9am-5pm on 0113 225 7615*. We’ll need to speak with you over the phone as this is a material change to your mortgage.
2. After the call we'll post a Letting Pack to you. Please read this document carefully and fill in the Letting Declaration. You will then need to post the completed Letting Declaration back to us with any other requested documents.
3. If everything is okay with your application, you’ll receive a confirmation letter through the post, along with the details of your new monthly payment terms (which could increase). Please be aware that there may be fees and charges that apply depending on your individual circumstances.
What happens next?
The initial consent to let period will last for 6 months. If you need to let for longer than this, you can apply for consent to be renewed once for a further 6 months. This gives you a maximum 12 month agreement.
Once you move back into your property, you should contact our Mortgage Services team as soon as possible to let us know.
If you wish to continue letting your home, you may want to consider applying for a Buy to Let mortgage. Get in touch on 03450 50 50 64* and we'll be happy to tell you more.