These products are for new mortgage customers only. If you are an existing customer looking to re-mortgage, please contact us to find out more.
2 year Fixed Rate
Initial rate |
Then our Gibraltar Variable Rate thereafter, (currently) |
Overall cost for comparison (APR) |
Max LTV |
2 year Fixed Rate up to and including 31 October 2015 |
3.59% |
6.19% |
6.1% |
75% |
3.99% |
6.19% |
6.2% |
80% |
RATES CORRECT AS AT 16 JUL 2013
Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
Additional features
- No Higher Lending Charge.
- 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
- Tapered Early Repayment Charges apply up to and including 31 Oct 2015.
Fees
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans up to £500,000: £999
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans over £500,000: 1% of loan
- Redemption Fee: £199
Initial rate |
Then our Gibraltar Variable Rate thereafter, (currently) |
Overall cost for comparison (APR) |
Max LTV |
Fee Free 2 year Fixed Rate up to and including 31 October 2015 |
5.29% |
6.19% |
6.3% |
85% |
RATES CORRECT AS AT 16 JUL 2013
Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
Additional features
- 1% cashback on completion (maximum £1,000).
- No Higher Lending Charge.
- 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
- FREE standard valuation up to £305.
- Tapered Early Repayment Charges apply up to and including 31 October 2015.
Fees
3 year Fixed Rate
Initial rate |
Then our Gibraltar Variable Rate thereafter, (currently) |
Overall cost for comparison (APR) |
Max LTV |
3 year Fixed Rate up to and including 31 October 2016 |
3.29% |
6.19% |
5.8% |
60% |
RATES CORRECT AS AT 16 JUL 2013
Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
Additional features
- No Higher Lending Charge.
- 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
- Tapered Early Repayment Charges apply up to and including 31 Oct 2016.
Fees
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans up to £500,000: £999
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans over £500,000: 1% of loan
- Redemption Fee: £199
5 year Fixed Rate
Initial rate |
Then our Gibraltar Variable Rate thereafter, (currently) |
Overall cost for comparison (APR) |
Max LTV |
5 year Fixed Rate up to and including 31 October 2018 |
4.39% |
6.19% |
5.9% |
80% |
RATES CORRECT AS AT 16 JUL 2013
Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
Additional features
- No Higher Lending Charge.
- 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
- Tapered Early Repayment Charges apply up to and including 31 Oct 2018.
Fees
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans up to £500,000: £999
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans over £500,000: 1% of loan
- Redemption Fee: £199
2 year Discounted Rate
Initial rate variable for the first 2 years, (currently) |
Terms |
Then our Gibraltar Variable Rate thereafter, (currently) |
Overall cost for comparison (APR) |
Max LTV |
4.29% |
Our Gibraltar Variable Rate less 1.90% |
6.19% |
5.5% |
80% |
RATES CORRECT AS AT 16 JUL 2013
Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
Additional features
- No Higher Lending Charge.
- 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
- Tapered Early Repayment Charges apply for the first 2 years.
Fees
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans up to £500,000: £999
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans over £500,000: 1% of loan
- Redemption Fee: £199
3 year Right to Buy Fixed Rate
Initial rate |
Then our Gibraltar Variable Rate thereafter, (currently) |
Overall cost for comparison (APR) |
Max LTV |
3 year Right to Buy Fixed Rate up to and including 31 October 2016 |
6.19% |
6.19% |
6.8% |
85% |
RATES CORRECT AS AT 16 JUL 2013
Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
Additional features
- No Higher Lending Charge.
- 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
- Only available for Right to Buy applications up to 100% of the discounted purchase price.
- Tapered Early Repayment Charges apply up to and including 31 Oct 2016.
Fees
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans up to £500,000: £999
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans over £500,000: 1% of loan
- Redemption Fee: £199
3 year Shared Ownership Fixed Rate
Initial rate |
Then our Gibraltar Variable Rate thereafter, (currently) |
Overall cost for comparison (APR) |
Max LTV |
3 year Shared Ownership Fixed Rate up to and including 31 October 2016 |
6.99% |
6.19% |
6.9% |
75% |
7.59% |
6.19% |
7.1% |
75% |
RATES CORRECT AS AT 16 JUL 2013
Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
Additional features
- No Higher Lending Charge.
- Up to 75% of borrower share available for the 6.99% Fixed Rate product.
- Up to 85% of borrower share available for the 7.59% Fixed Rate product.
- Tapered Early Repayment Charges apply up to and including 31 Oct 2016.
Fees
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans up to £500,000: £499
- Product Arrangement Fee (payable on application – this is refundable should the mortgage not complete) for loans over £500,000: 1% of loan
- Redemption Fee: £199
Gibraltar Variable Rate
The Society's Gibraltar Variable Rate applies for the term of the mortgage (currently) |
Overall cost for comparison (APR) |
Max LTV |
6.19% |
6.6% |
85% |
RATES CORRECT AS AT 16 JUL 2013
Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
Additional features
- No Higher Lending Charge.
- Unlimited capital repayments are allowed.
Fees